BestCare News

«-- back
January 14, 2014

No Health Insurance?

Need Help with the New Health Insurance Marketplace?

Free one-on-one assistance from Certified Application Counselors is available at all Methodist Health System hospitals. Deadline for open enrollment is March 31.

If you do not yet have health insurance, you have new options with the opening of the online Health Insurance Marketplace at HealthCare.gov. All Methodist Health System Hospitals have Certified Application Counselors on site to assist you with the Health Insurance Marketplace:

  • Understand your options.
  • Choose the plan that is right for you.
  • Get the expert help you need to enroll.
  • Deadline for open enrollment is March 31, 2014.
  • If you do not have health insurance in 2014, you may have to pay a federal tax penalty.

Health Insurance Marketplace FAQs

What are the new Health Insurance Marketplaces?
Health Insurance Marketplaces provide a new way for the uninsured to buy health insurance and obtain the federal subsidies that make this insurance more affordable for low-income individuals and families.

Why were Health Insurance Marketplaces created?
Health Insurance Marketplaces, sometimes called Health Exchanges, were created as part of the Affordable Care Act that was signed into law in March 2010.

Through your state’s Marketplace, you can purchase a health insurance plan that offers essential health benefits, such as doctor visits, preventive care, hospitalizations and prescription medicines.

Do I have a choice of Marketplace insurance providers?
Yes, you can compare and choose the health insurance that best fits your budget and meets your needs. Marketplace insurance plans are offered by private companies, and the plans cover the same core set of essential health benefits at your choice of Bronze, Silver, Gold or Platinum benefit levels.

Could I qualify for a federal subsidy to reduce the cost of this health insurance?
If you have a gross annual income up to 400% of the federal poverty level, you may qualify for premium subsidies through the Health Insurance Marketplace.

For example, based on 2013 Poverty Guidelines, you may qualify if you are an individual with a gross income up to $45,960, or a family of four with a gross income up to $94,200.

What are my options on Nebraska’s Health Insurance Marketplace?*
Methodist Health System’s hospitals and Methodist Physicians Clinics participate with the following health insurance plans in Nebraska:

  • Care Link Powered by Methodist Health Partners (Coventry)
  • Care Link Powered by MIPPA (Coventry) — Methodist’s hospitals only
  • CoOpportunity Health
  • Select Blue (Blue Cross Blue Shield of Nebraska)

What are my options on Iowa’s Health Insurance Marketplace?*
Methodist Health System’s hospitals and Methodist Physicians Clinics participate with the following health insurance plans in Iowa:

  • Care Link Powered by Methodist Health Partners (Coventry)
  • Care Link Powered by MIPPA (Coventry) — Methodist’s hospitals only
  • CoOportunity Health

How do I enroll?
Enroll online through the federal government’s website at HealthCare.gov or by calling the Health Insurance Marketplace Call Center at 1-800-318-2596.

Who can help me enroll?
Specially trained Certified Application Counselors are available at Methodist Health System’s hospitals to assist those who are currently uninsured with questions and the enrollment process, including qualification for federal subsidies. There is no charge for this service.

Certified Application Counselors are available from 8 a.m. to 5 p.m., Monday through Friday, at these Methodist Health System locations:

Methodist Hospital: (402) 354-4740
8303 Dodge Street, Omaha, NE 68114

Methodist Women’s Hospital: (402) 815-1117
707 N. 190th Plaza, Omaha, NE 68022

Methodist Jennie Edmundson Hospital: (712) 396-7297
933 E. Pierce Street, Council Bluffs, IA 51503

For information and assistance, call one of these offices or email BillingOffice@nmhs.org.

*For the full listing of insurance plans and health care providers, visit HealthCare.gov.